The endowment insurance for flexible employees is calculated and paid at the base of 0- 100% of the average salary of local employees, and the payment ratio is 20%, of which 8% is paid into personal account and 12% is paid into social pooling fund.
Urban individual industrial and commercial households and flexible employees are insured, and the payment base is 60%-300% of the average salary of local employees in the previous year, and the payment ratio is 8.5%. Individual account distribution and basic medical insurance benefits are the same as those of urban insured workers.