Yu 'ebao is a balance wealth management product launched by Alipay. When you transfer funds to Yu 'ebao, you actually buy a money fund named "Yu 'ebao" provided by Tian Hong Fund. Monetary funds are mainly used to invest in securities with high security and stable income, such as national debt and bank deposits. In 20 12 years, the 7-day annualized rate of return of domestic monetary funds was around 3.8% on average. Generally speaking, money fund, as a kind of fund product, has the possibility of loss in theory, but from the historical data, the risk of stable income is minimal.
At the same time, the funds transferred to Yu 'ebao are guaranteed by Alipay. If it is verified that the Alipay account is stolen, and the funds in the Yu 'ebao account are stolen and cannot be recovered, Alipay will make compensation.
Yu 'ebao is equivalent to a money fund, investing in long-term deposits, bonds and other related financial instruments. The price of financial instruments will fluctuate, so the daily income will also change.
1, Yu 'ebao is a balance wealth management product launched by Alipay. When you transfer funds to Yu 'ebao, you actually buy a money fund named "Yu 'ebao" provided by Tian Hong Fund.
2. Monetary funds are mainly used to invest in securities with high security and stable income, such as national debt and bank deposits. 20 12 The 7-day annualized rate of return of domestic monetary funds is around 3.8% on average. Generally speaking, money fund, as a kind of fund product, has the possibility of loss in theory, but from the historical data, the risk of stable income is minimal.
3. For the amount transferred before 15: 00 on the trading day, the share will be confirmed on the next trading day, and the income will be distributed the next day after the share is confirmed. After the fund company confirms the share, it will have income every day.