Is CICC cash manager C risky?
From the perspective of fund size
Since the establishment of CICC Cash Manager C in September, 2065438+2007, the fund size is 1 100 million yuan (the data ends at 2018-12-31). Generally speaking, if the fund size is less than 50 million, there will be a certain risk of liquidation. The size of CICC cash manager C is too small, which may be a bit defective. However, now that this monetary fund has docked the balance of Wealth Management Plus, it is estimated that its fund scale will increase substantially in the future. Reaching the qualifying line should be no problem, and the risk of liquidation is not great.
Judging from the degree of risk
CICC cash manager C is a money fund, and the risk level of the money fund is "low risk" with a high safety factor. Yu 'ebao is also a money fund with a low risk level, so the risk of CICC cash manager C is not high.
From the perspective of investment scope
Money funds generally invest in the money market, such as bank deposit certificates, central bank bills, national debt, short-term bonds and so on. From the perspective of investment distribution, CICC cash manager C bought fixed expected income assets, accounting for 65,438+05% of financial assets bought for resale, bank deposits and settlement reserves.
Among the bonds held in the first three quarters of 20 18, the top ten bonds are mostly bank bonds and policy financial bonds, with the highest credit rating of AAA and high safety factor, so the investment risk of CICC cash manager C is not great.
Generally speaking, CICC cash manager C is a low-risk money fund and has never lost money in history. Judging from its investment varieties, its safety can be guaranteed.