1. By 20 18, 12, 3 1, men over 60 years old and women over 55 years old can pay 15 in one lump sum, and go through the retirement formalities.

2. As of 20 18, 12 and 3 1, if the male is over 45 years old but under 60 years old, and the female is over 40 years old but under 55 years old, the time limit for one-time payment shall not exceed 10 years, and the time for individual industrial and commercial households to pay back shall not be earlier than the time for obtaining the industrial and commercial business license. After overdue payment, continue to pay every year. Men over 60 years old, women over 55 years old, the cumulative payment period is 15, and they can go through retirement procedures.

3. As of June 365438+February 3 1, 20 18, male 16 but under 45 years old, female 16 but under 40 years old, and those who pay in their personal capacity can only pay back from the month of enrollment, with a cumulative payment of/kloc-0.

Pension application process:

1. Understanding policies: First of all, you need to understand the old-age insurance policies in this region, including the conditions, methods and treatment standards for applying for pensions;

2. Prepare application materials: according to the policy requirements, prepare personal documents, household registration books, salary slips, social security payment certificates and other related materials;

3. Fill in the application form: Fill in the pension application form, including personal basic information, work experience, payment records, etc.

4. Submit application materials: submit the prepared application materials and application forms to the local social security department or pension fund management institution for qualification examination;

5. Approval: the social security department or the pension fund management institution will review the submitted application materials, and if it passes, it will verify and determine the pension payment standard;

6. Receiving pension: After the approval, the pension will be paid to the account designated by the applicant in the agreed way and time.

To sum up, pension collection may be affected by many factors, such as social security payment records, retirement time, retirement salary and so on. You can check your social security account in time, understand the relevant regulations and processes of pension payment, and avoid unnecessary problems.

Legal basis:

Article 11 of the Social Insurance Law of People's Republic of China (PRC)

The basic old-age insurance combines social pooling with individual accounts.

The basic old-age insurance fund consists of employers, individual contributions and government subsidies.

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 13

Before employees of state-owned enterprises and institutions participate in the basic old-age insurance, the basic old-age insurance premiums payable during the payment period shall be borne by the government.

When the basic old-age insurance fund is insufficient to pay, the government gives subsidies.