A fund is a fund manager who collects all investors' money, invests it in different targets, and distributes the money to investors according to the share of investment income.

There are many kinds of funds: stock funds, bond funds, index funds and so on.

So how do you choose a fund that suits you?

1. First, choose the appropriate type by category: if it is a fixed investment, choose index funds and mixed funds with relatively large fluctuations.

If it is a one-time investment, choose the pure debt fund in the bond fund.

2. It is best to operate for more than 3 years. If it is not open regularly, it can be redeemed at any time.

3. Look at the performance of the fund: if you choose to grow steadily in the past year, the income will be better.

4. Look at the fund manager: the maximum withdrawal rate (used to describe the biggest loss that investors may face, the debt base is within 10% and the stock base is within 45%), and the replacement frequency (do not change frequently).

Buffett has repeatedly advised investors: "Be sure to invest within your own understanding."

Sharpening a knife is not a mistake for a woodcutter. It's best to learn financial management knowledge before investing, and then invest clearly.