There are many ways to manage money in Alipay, and the operation mode is relatively simple. Each financial management method has different characteristics. The key depends on our own choices, and what suits us is the best. The expected return of wealth management in Alipay is high or low, and the risk corresponds to the expected return. The higher the expected return, the greater the risk and the relatively poor liquidity of funds. How does Alipay manage money? Is Alipay's wealth management income big? For this problem, we have prepared relevant knowledge for reference.

How does Alipay manage money?

Alipay is our commonly used payment software. Basically, everyone has contact, and Alipay is constantly enriching itself. From the initial payment transaction to the later life service, these are constantly facilitating our lives. Now Alipay can also manage money. Many of us manage our money on Alipay to increase our expected income. The steps of Alipay financial management are as follows:

1, first of all, we need to download Alipay software in the app store, but now almost everyone in the world will have Alipay on their mobile phones, and then they have to register their accounts and log in.

2. Open the homepage of Alipay, and you will see a financial navigation. Click this navigation symbol to select financial management.

3. On the wealth management page, we can see that there are a variety of wealth management methods for us to choose from, such as: Yu 'ebao, prudent wealth management, funds, gold, stocks, brokerage wealth management, insurance, pension, and helping you invest.

4. Choose the financial management method that suits you. Let's take funds as an example. Click on the fund navigation sign, you can see that there are many functional sections, such as fund ranking, hot sections, new development funds, worry-free fixed investment, caring for housekeepers, and selecting good funds. , and different fund types.

5. If you don't know how to choose a fund, you can look at the recommendation in the selected fund, or look at the performance ranking of the fund in the fund ranking, which can provide some reference for you to choose a fund.

What is clear here is that stock trading is not allowed in Alipay, because Alipay belongs to a third-party trading platform, and it can only see the changes in the stock market, pay attention to the trend of stocks, and cannot trade. If you want to buy stocks, you need to open an account in a securities company before you can trade in the stock exchange market. Although you are not allowed to trade stocks in Alipay, you can buy stock funds, which are a combination of a basket of stocks. Although the expected returns and risks of stock funds are not as big as those of stocks, they are relatively close to stocks.

Is Alipay's wealth management income big?

The expected income of Alipay's financial management varies greatly, depending on which financial management method you choose. For example, Yu 'ebao is also a kind of financial management, but the expected return of Yu 'ebao is low, while the expected return of equity funds is relatively high. Every financial management method has advantages and disadvantages. Although the expected return of Yu 'ebao is low, the risk is low, and the use of funds is flexible, so it can be withdrawn at any time. Although stock funds expect higher returns, they are also more risky and have less liquidity.