I personally suggest that novice investors invest in index funds or stable hybrid funds.

For novice investment funds, it is difficult for beginners to choose the right product among the complicated fund products. There is no 100% perfect fund product in this world, only the product that suits you best. I try to answer your question from the perspective of popularizing fund knowledge.

Novices are more suitable for low-volatility fund products.

Although every investor participates in investment funds in order to make money, no one in the capital market can make more money than he knows. For beginners, beginners may pay too much attention to the short-term fluctuation or income of a fund product at first. Although this idea is good, it is difficult for beginners to make money in the short-term band. Personally, I think novices are more suitable for the exponential period with low volatility. Although it seems that the short-term income is not so high, if the novice stretches the timeline, he can also get good income.

Novices can also invest in some hybrid funds.

Although the Yellow River economy is low, it has certain investment risks, which are much larger than many passive funds. But at present, there are many stable hybrid funds in the market, which are managed by well-known domestic fund managers and have experience in crossing bulls and bears. If a player is willing to invest in an index fund for at least one year, he can get a good investment return with great probability.

Novices only need to pay attention to the fund products in the head.

At present, there are more than 8,000 fund products on the market. For a novice, it will be a huge project to find a suitable fund product among these more than 8 thousand fund products. For beginners, there is absolutely no need to pay attention to too many fund products. At present, there are about 200 head funds on the market. Relatively speaking, these head funds have helped novice investors to screen out a large number of funds with poor performance, and novices only need to pay attention to these products.