1, the income of the fund. If the current fund income is not good, you can consider replacing the investment fund.
2. The amount of investors' funds. If the amount of funds is large, you can consider switching to a fund with higher income, because the income of investment is related to the amount of investment, and the greater the amount of funds, the higher its income may be; If the amount of funds is not large, there may not be much difference between changing funds and maintaining the status quo.
3. The yield of fund products. If the rate of return of a fund is always high, it is necessary to change the low-yield fund into a high-yield fund.
4. It's time to change the fund. Changing funds before 3 pm from Monday to Wednesday may lose one day's income, and changing funds after 3 pm on Thursday may lose four days' income.
It should be noted that changing the fund may involve tax and cost considerations, and investors should carefully evaluate these factors. At the same time, changing funds may cause investors to lose their income for a certain period of time, usually losing 1 to 4 days of fund income. Therefore, before making a replacement decision, it is recommended to consult a financial consultant or financial professional for personalized investment advice and guidance.