You didn't explain what fund you bought, so it's not easy to analyze it in detail. Generally speaking, we can wait patiently for the upcoming bull market in China stock market. But it will take a long time, at least 2-3 years.

The fund bought by dad can be transferred to your name, and it needs to go through the non-transaction transfer procedures of the fund, which requires a complicated transfer and custody process. Consult companies and agencies (such as banks) that purchase funds.

And pay special attention, the first heir should be your mother, so check the relevant laws.