No, the fund is not a capital preservation product, and the loss of principal needs to be borne by the investors themselves. The fund manager is the manager of the fund, and all the investment targets of the fund are selected by the fund manager, so the investment level of the fund manager determines the performance of the fund.

When choosing a fund manager, investors can choose according to factors such as quitting, working years, whether they get a star fund manager or not. Retreat refers to the range of the subject matter price from the highest to the lowest within a period of time. The lower the exit value of general fund managers, the better. The longer the working life of a fund manager, the better. It is best to have experience in crossing bulls and bears, and you can choose a fund manager with long working years. The main selection criteria of star fund managers are fund performance. The better the fund performance, the higher the management level of fund managers.