The official account of WeChat finally appeared two years later, because I promised myself that I would "integrate my thinking into my DNA", so I will often take a dip, hoping to bring you some gains.
Although it has stopped for so long, the pace of investment and financial management has never stopped. I walk slowly, but I never flinch.
Today I will talk about my cognitive changes according to the time period of the bull market:
First, in 2007, we were young and inexperienced.
In 2007, I worked as an assistant to my boss in Nanjing and often followed him around the country. I vaguely remember the excitement of flying on the first business trip, let alone how happy I was. Boss should often chat with the bosses of other companies, and chat outside of work.
What impressed me most was that a boss said that he admired one of his subordinates because the young man had the courage to sell houses and stocks. As soon as I heard it, I despised it in my heart: "The stock market is so risky that this person must be crazy." Because my cognition at that time was that this product could not be touched, and it would be cold when touched ~
When chatting with a classmate many years later, I found that she also benefited a lot from it, but I was completely outside the door and missed it perfectly (shame) ~
The main reason for the bull market at this time is that China's macro-economy reached its peak and lasted for a long time. Because I never care about national affairs, there are misunderstandings, and naturally I am not in the car.
Second, 2009-20 15, the first attempt.
My first leather goods foreign trade boss was a female boss in Taiwan Province Province. She is super capable, but she doesn't talk much. Once we talked about the fixed investment of the fund, but I didn't expect her to agree. She said that the fixed investment is really good, just like the compulsory deposit, the calculated rate of return will not be worse than the bank deposit. So in 2009, I started my first fixed investment in my life and chose a fund of Bank of Communications, because the salary card happened to belong to Bank of Communications.
Don't ask me how I chose it, you know ~ (embarrassed)
The name looks pleasing to the eye, and the code name Geely is similar ~ I only know that I deduct money regularly every month, and nothing else is important. As for the ups and downs, sorry, I really don't know.
By 20 12, he suddenly switched to Jimmy Fund Network (now acquired by Ant Financial) and suspended the fixed investment for a long time, so that when the bull market came on 20 15, the principal was tens of thousands. The bull market is coming, looking at the increasing income day by day, so beautiful ~ Teacher Chen advised me to harvest in time, but how can I listen to this greedy pig?
Until China's sudden intervention shattered my dream, and then a chicken feather ~
Third, from 20 15 to now, learn from these mistakes.
It's very hot in July this year. It's really hard to say whether it's a bull market or not ~ but we have seen everyone's enthusiasm ~
After a stock market crash, I began to pay attention to the real knowledge of investment and financial management. So he became a fan of Li Ge Finance on 20 15 and has been paying attention to his articles for more than three years. This contemporary middle-aged man always touches my heart. Finally, after three years of investigation, I joined Litchi Club 20 18 with membership code 800790. Nice number. Do you feel the same way? (Laughter)
Written in August, it is also the second anniversary!
I'm sure. Why wait three years so long? Ok, I confess ~ I still can't bear to part with glistening money, 1999 yuan a year (now the price has risen to 2999 yuan).
This is called "lack of strategic thinking", and the benefits after joining the membership far exceed the membership fee (of course, the premise is that you spend time and energy to study), both materially and spiritually.
At present, the yield of new bonds is above 20%, and the comprehensive yield of fixed investment of funds is above 10%. Eager to participate in the innovation of Hong Kong stocks (the process of handling Hong Kong cards is not smooth, so I can't go to Hong Kong); Psychologically, I did not rise or fall, and the more I fell, the more I bought and sold. Corresponding to Buffett's famous saying, others are afraid that I am greedy, and others are greedy and I am afraid.
Speaking of strategic thinking, I have to mention Cai Chongxin, who is called "the man behind Ma Yun". At that time, he resolutely resigned as an executive with an annual salary of $700,000, insisted on working for Ma Yun, and received 500 yuan's income for one month. Now he is one of the two permanent partners, and wealth is a number to him. Far away ~
Why did I make up my mind to join?
What attracts me is Xing Li's personality charm. I especially like to read what he wrote that seems to have nothing to do with financial management, such as religion, improving cognition, the ultimate book list and so on. Suddenly I found myself a person who didn't play cards according to common sense, haha ~
To sum up, there are three points:
1, with strong cognitive thinking ability
Xing Li read widely and could see through the essence of things at a glance. He applied the wisdom in the book to real life. In addition to recruiting members to provide good services, he also published four books on financial management (wow ~ after sleeping), which can be borrowed from Zhongshan Library.
At present, his worth has reached nine figures. What concept? I really counted eight zeros and 1 0, which is the level of 100 million, realizing the counterattack from diaosi to local tyrants. I'm looking forward to his coming to Guangzhou to attend the members' family dinner and listening to him play with water, haha ~
2. The original "seven-step fixed investment method"
Throw more at the low position and less at the high position. Think about that wonderful smile curve ~ the knowledge inside is a bit deep. Fortunately, Warburg Zhi Zhi's investment terms sheet helped the Whites solve their problems. As long as you do a good job in risk preference, target selection and fund layout, you can go to work with peace of mind and wait to make money ~
Of course, in addition to the fixed investment of the fund, financial management also involves fixed income, bonds, stocks, real estate, insurance and so on. Each branch has a huge knowledge system.
Speaking of a dynamic rebalancing, my brain cells are probably dead ~
Step 3 be humble
Xing Li wrote a book with more than 600 pages, entitled "Humble Understanding of Truth". The reading experience is still very friendly and won't doze off.
True humility is to fully realize that no one in the world is perfect, including ourselves, so as to tolerate other people's shortcomings and respect others. Have the ability of perception and reflection, realize your own shortcomings and deficiencies, and strive to be optimistic, open and caring.
What kind of person you want to be, you have to be with what kind of person. I think he is the person who Jobs said "found the love in my heart and followed my heart". Bless and thank this rich man! PMP shot like me, not one left, haha ~
I am litchi, and I speak for litchi Hui!