What is the historical expected annualized expected rate of return on buying a piggy bank? How to take it out? How about buying a piggy bank to manage money? Is it safe?
What is piggy bank demand?
The piggy bank demand is the latest financial management tool launched by Haobuye Fund Network, which is connected with ICBC Cash and Monetary Fund (000677). Through the piggy bank current account, you can not only enjoy the convenience of the current account, but also get the annualized expected income that exceeds the bank's regular expectations. The piggy bank current account can be withdrawn at any time for 7*24 hours.
What are the advantages of piggy bank demand?
1, high liquidity: the funds in the piggy bank can be withdrawn at any time in 7*24 hours, and the quick withdrawal will arrive in a few minutes;
2. The expected annualized expected return is much higher than the current demand: the funds stored in the piggy bank can enjoy the expected annualized expected return of the money fund, and the expected annualized expected return is several times the expected annualized interest rate of the current deposit; If the expected annualized rate of return of the piggy bank is around 3% to 5% after one year, then the expected annualized rate of return of an investment of 1 10,000 yuan is around 300-500 yuan, but the demand deposit of 1 10,000 yuan is around 35 yuan.
How much can I earn by saving 100 yuan in the piggy bank?
Expected annualized expected return calculation formula = (confirmed amount of Yu 'ebao/10000)X expected annualized expected return per 10,000 copies announced by the fund company on the same day.
For example: deposit 1 0,000 yuan, term10.2 months, the expected annualized rate of return of the seven-day history of the Monetary Fund is 2.49%, and the total expected annualized rate of return for one year is 248.70 yuan. It should be noted that the net value of the money fund is constantly changing, subject to the calculation of the fund company.
Introduction to Liu Xiaocheng