Residents' medical insurance is paid at the end of the year for the next year's medical insurance. Residents' medical insurance is generally paid one year in advance, and urban and rural residents' medical insurance premiums are paid once a year. Continue to pay the medical insurance premium for the next year from September to the end of February. Attention, new insured persons (newborns and newly registered residents, etc.). ) Not subject to this time limit, you can pay the medical insurance expenses of the current year throughout the year. The scope of reimbursement is the general outpatient and emergency expenses incurred by the insured in the designated medical insurance hospital or specialized hospital, Chinese medicine hospital or 3A hospital selected by the individual. The reimbursement ratio is: in a natural year, if the total emergency expenses of general outpatient clinics exceed 2,000 yuan, 50% will be paid by some large medical mutual funds exceeding 2,000 yuan, and 50% will be paid by individuals themselves. For retirees who have accumulated more than 1.300 yuan, 70% are large-scale medical mutual funds under 70 years old, 30% are individuals, 80% are large-scale medical mutual funds over 70 years old, and 20% are individuals. The maximum payment in a natural year is 20,000 yuan. The following are the top ten insurance companies in China, in no particular order.
Medical insurance refers to social medical insurance. It is a social insurance system that meets the basic medical needs of the state and society according to laws and regulations when workers are sick.
20 16 65438+ 10/2 the State Council issued "opinions on integrating the basic medical insurance system for urban and rural residents" to promote the integration of medical insurance for urban residents and the new rural cooperative medical system, and gradually establish a unified national medical insurance system for urban and rural residents.
On February 20th, 2065438+0616, Ministry of Human Resources and Social Security held a video conference on the nationwide networking of basic medical insurance and direct settlement of medical treatment in different places, and signed letters of responsibility with the first batch of 22 provinces including Beijing, which applied for nationwide networking of basic medical insurance and direct settlement of medical treatment in different places, marking the formal implementation stage of direct settlement of medical treatment in different places.
According to the statistical bulletin of June 20021year, the number of people participating in the national basic medical insurance in 2020 is 136 13 1 10,000, and the participation rate is stable at over 95%.