"mutual fund" refers to "internet finance".

1. The specific meaning is that traditional financial institutions cooperate with Internet companies to realize financial service innovation by using Internet platforms and related technologies.

2. The emergence of Internet finance conforms to the actual development of society and meets the economic needs of society.

1) Mutual fund is the abbreviation of Internet finance, and Internet finance (itfin) is a new finance that relies on Internet tools such as payment, cloud computing, social network, search engine and APP to realize financing, payment and information intermediary. Internet finance is not a simple combination of the Internet and the financial industry, but a new model and new business naturally come into being to meet the new demand after being familiar with and accepted by users in the aspects of security, mobile and other network technologies (especially the acceptance of e-commerce). It is a new field that combines the traditional financial industry with the Internet spirit. A new industry has emerged, and the relevant legal system is gradually being established.

2) Internet finance mainly studies modern financial theory, financial technology, Internet finance, management theory and e-commerce technology, and carries out financial data analysis, financial information system analysis and design. For example, yu'e's design and financial modeling treasure and other investment and wealth management products, as well as data collection, analysis and management of wealth management products.

internet finance is a new financial business model that combines traditional financial institutions with internet enterprises (hereinafter referred to as practitioners) and uses internet technology and information communication technology to realize fund financing, payment, investment and information intermediary services. The deep integration of Internet and finance is the general trend, which will have a far-reaching impact on financial products, businesses, organizations and services.

3) The development process of Internet finance in China is much shorter than that in developed economies such as the United States and Europe. Up to now, Internet finance in China can be roughly divided into three stages: the first stage is the Internet stage of the traditional financial industry from 199s to 25; The second stage is the vigorous development stage of third-party payment from 25 to 212; The third stage is the development stage of Internet entity financial business since 212. In the development of internet finance, domestic internet finance presents a variety of business models and operating mechanisms.