2. Monetary fund: Monetary fund is also a popular financial management tool at present, such as "Yu 'ebao" on Alipay, "Super Value" on China Merchants Bank and "Change Pass" on WeChat. The annualized rate of return of money funds is usually around 4%, so the annual income of users who buy money funds is 300,000 * 4% = 1.2 million yuan.
3. Bank wealth management: The interest rate of bank wealth management products within one year is usually 5%-6%. Taking 6% as the benchmark, 300,000 yuan of financing can earn 300,000× 6% = 654.38+0.8 million yuan a year.
4.P2p financing: P2P financing is a very popular financial management method in recent years. The average annualized rate of return of P2P industry is around 9%, and each platform has its own characteristics. Therefore, based on this, if customers choose P2P financial management, they can get 300,000× 9% = 27,000 yuan. P2P industry is also a high-risk industry, and its risk is mainly reflected in the choice of platform. So if users want to invest in P2P platform, they must choose a reliable platform.
5. The income of high-risk wealth management products, such as stocks, funds, foreign exchange and expensive gold, varies according to market conditions. If the market conditions are good, 300 thousand can be taken several times. If the market conditions are not good, it may lose everything, so it is impossible to predict its profitability.
How much is the interest of 300,000 yuan deposited in the bank for one year?
Deposit in 30 yuan is a large deposit certificate. The annual interest rate is at least 2.25, which means that the interest can be at least 6750 yuan.
Take the latest deposit interest rate of China Construction Bank as an example. The annual interest of 300,000 yuan is as follows:
The current interest rate is 0.3%, and the annual interest of 300,000 yuan is 300,000 * 0.3% * 1 = 900 yuan.
The lump-sum deposit and withdrawal interest rate is 1.75%. The interest on saving 300,000 yuan for one year is 300,000 *1.75% *1= 5,250 yuan.
The interest rate of installment time deposit, lump-sum installment deposit and deposit interest is 1.35%, and the annual interest of 300,000 yuan is 300,000 * 1.35% * 1 = 4050 yuan.
The interest rate of 300,000 yuan deposit certificate of China Construction Bank is 2. 175%, and the annual interest rate of 300,000 yuan is 300,000 yuan a year * 2. 175% * 1 = 6525 yuan.