Is partial stock fund suitable for long-term holding?
Partial stock funds are suitable for long-term holding, mainly from two aspects.
One is that partial stock funds mainly invest in a basket of stocks, and the income of the fund is determined by this basket of stocks. In the A-share market, the bull is short and the bear is long, and the probability and expected return of long-term holding will be greater. Self-biased stock funds mainly invest in stocks, and the stock market fluctuates greatly. The shorter the holding time, the greater the fluctuation of yield. Long-term holding can stabilize market risks to a certain extent, and the higher the possibility of obtaining reasonable returns.
The second is that holding partial stock funds for a long time can reduce the handling fee. Often the handling fee of the fund includes subscription fee, redemption fee and operation fee. The subscription fee will be determined according to the transaction amount, and the larger the transaction amount, the lower the charging standard; The redemption fee is often determined according to the holding time. The longer the fund is held, the lower the handling fee.
In fact, the partial stock fund itself is a risky fund. It is particularly important to invest in partial stock funds and choose a high-quality fund. Partial stock funds have a rule that the strong will always be strong and the weak will always be weak. Partial stock funds with good long-term returns have a greater probability of continuing to make money in the future.