1, index enhancement fund is a kind of index fund, which is a little different from ordinary index fund. Most index funds completely track index performance. Fund managers don't need to choose stocks or timing, but invest directly according to the constituent stocks of the index. When the index is adjusted, the index fund will be adjusted accordingly. At the same time, the index enhancement fund allows fund managers to invest in stocks other than index stocks in order to pursue excess expected returns.

2. Index graded fund is a graded fund product based on indexed investment, in which the graded share contains leverage mechanism, and it has the opportunity to obtain investment income outside the index when the market rises, which is an innovative variety of index fund. Parent funds are generally divided into class A priority funds and class B inferior funds. The investment income of the parent fund is leveraged, the risk is greater than that of the general fund, and the investment income will be higher. Among them, the holder of share B pays the agreed interest to the holder of share A every year. As for the overall investment profit and loss after paying interest, share B shall bear it. According to the needs of investors, investors can buy the parent fund directly, or they can buy the A-type fund (low risk) and the B-type fund (high risk and high return) respectively. Structured Fund, also known as "structured fund", refers to a fund variety with two levels (or multiple levels) of risk-return performance with a certain differentiated fund share by decomposing the fund income or net assets under a portfolio. Its main feature is to divide the fund products into two or more types of shares and give different income distribution respectively. If the parent fund is not split, it is a general fund. Ordinary funds are not leveraged, and the investment income is distributed according to the share of investors.

Tips: The above instructions are for reference only, so you need to be cautious when investing. Before you make any investment, you should make sure that you fully understand the nature of the relevant investment and the risks involved, and then judge whether to participate after detailed understanding and careful evaluation.

Reply time: 202 1-08-04. Please refer to the latest business changes announced by Ping An Bank in official website.

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