The good thing about treasury bonds is that they have fixed returns and will not lose money. Compared with time deposits, treasury bonds can be withdrawn in advance to calculate interest in installments, but deposits cannot.

The fund depends on the type. Those that can make a steady profit have relatively low returns, such as currency ratio funds.

The return of bond funds may be higher than that of money funds and lower than that of stock funds, but the risk is also higher than that of money funds and lower than that of stock funds.

If you can bear some risks, it is recommended to make: 500 yuan for a 5-year term deposit (if the annual interest rate is lower than 4%, change to a 1-year term); 200 yuan for a one-year zero deposit, which can be used to pay for accident insurance upon maturity.

and critical illness insurance premiums; 300 yuan for the mixed balanced fund and 500 yuan for the CSI 300 Index Fund.