The lowest interest rate for Bank of China e-Loan loans is 5.22% annualized.

The annual interest calculation formula is: annual interest = principal × annual interest rate × deposit term.

The interest rate of BOC E Loan is the annual interest rate.

The specific interest calculation for each loan is based on the loan balance of the loan, the number of borrowing days, and the interest rate on the borrowing day (annual interest rate shown to you/360).

The interest rate of Bank of China e-loan is determined after a comprehensive evaluation based on the user's personal qualifications, credit status, income, debt situation, etc. The interest rate is different for everyone. The minimum annualized interest rate is 5.22%. Please refer to the loan application page for details.

The actual displayed interest rate shall prevail.