Is it risky for the Yangtze River to enjoy a monthly pension?
Monthly enjoyment of Yangtze River pension is an old-age security management product launched by Yangtze River Pension Insurance Company. The investment period is 30 days, and cannot be redeemed in advance before the expiration. According to the data on May 28th, the 7-day annualized expected rate of return is the specific risk that the Yangtze River pension enjoys every month. We can look at it from the following aspects:
1, from the issuer's perspective
Changjiang Pension Insurance Company is a core member of China Pacific Insurance Group, a professional pension management company and a first-class pension management company in China. The issuance of personal pension insurance management products requires qualifications. Changjiang Endowment Insurance Company is one of only eight qualified institutions in China, so this product is quite reliable.
2. From the investment direction.
According to the product information, Changjiang Pension enjoys the assets of major investment banks such as time deposits, financial bonds, national debt and bank wealth management. It can be seen that its investment direction is low-risk areas, which is also in line with the investment style of pension insurance companies, so the expected income of pension in the Yangtze River is relatively stable and the security is relatively high.
3. From the historical experience,
The 7-day annualized expected rate of return of the Yangtze River pension for nearly three months fluctuated around 4%, and the expected rate of return did not change much, with no loss. The expected income is stable.
Well, that's all for the monthly pension in Yangtze River. I hope it helps you. Generally speaking, this product is not risky. Warm reminder, financial management is risky and investment needs to be cautious.