The latest social security policy in 2023
Referring to the practice in previous years, according to the national requirements, our province has defined the financing standard of basic medical insurance for urban and rural residents in 2023, and formulated this notice in combination with the actual situation, which provides a policy basis for starting the collection and payment of basic medical insurance for urban and rural residents in the new year.
In 2023, the new policy of social security subsidies was introduced, including annual payment, extension of retirement age, conversion to social security for residents, social security withholding, withdrawal of money, and one-time payment.
Insured units can apply for payment of deferred social insurance premiums by stages or month by month before the end of 2023, and the late payment fee will be exempted during the payment period. Beijing's phased holdover of social insurance premiums covers catering, retail, tourism, civil aviation and road and railway transportation.
The latest social security age policy 2023 is as follows: According to the existing system, pensions cannot be withdrawn in advance. If you haven't paid 15 years when you retire, you can only extract the personal part.
The new provisions of social security payment period 2023 include: endowment insurance with minimum payment period, medical insurance with minimum payment period, unemployment insurance with minimum payment period, maternity insurance with minimum payment period, industrial injury insurance with minimum payment period, etc.
When the new social security policy came out in 2023, the payment and collection of pensions, social security and medical insurance all changed. There are five changes, which are related to each of us.
New social security policy in 2023
1.2023 The new provisions on social security payment period include: minimum social security payment period for old-age insurance, minimum social security payment period for medical insurance, minimum social security payment period for unemployment insurance, minimum social security payment period for maternity insurance and minimum social security payment period for work-related injury insurance.
2. The main contents of the new social security subsidy policy in 2023 include annual payment, extending retirement age, changing to social security for residents, withholding social security, withdrawing money, and paying in one lump sum.
3. The latest policy of social security age 2023 is as follows: According to the existing system, pensions cannot be withdrawn in advance. If you haven't paid 15 years when you retire, you can only extract the personal part.
4. Insured units can apply for payment of deferred social insurance premiums by stages or month by month before the end of 2023, and will be exempted from late fees during the overdue period. Beijing's phased holdover of social insurance premiums covers catering, retail, tourism, civil aviation and road and railway transportation.
5. You can enjoy the lifelong pension after completing the social security payment procedures and reaching the requirement of accumulated payment of 15 years.
Proportion of individual social security in 2023
1. Pension insurance payment ratio: 20% for the unit (all included in the overall fund) and 8% for the individual (all included in the personal account).
2. Generally speaking, the individual contribution rate of old-age insurance is about 8% of the payment base, that of medical insurance is about 2%, and that of unemployment insurance is about 0.5%. I would like to remind you that the expenses of maternity insurance and industrial injury insurance are borne by the unit, and individuals do not pay.
3. Payment ratio: 5% for the unit and 2% for the individual. Payment ratio of mutual medical assistance supplementary insurance for serious illness in Chengdu: the unit payment ratio is 1%, and individuals do not need to pay.
4. Unemployment insurance: the unit pays 2% of the total salary of the unit, and the employees pay unemployment insurance premium at 1% of their salary. Maternity insurance: the unit pays 0.8% of the wages payable by employees, and the individual does not pay. However, there are differences in the proportion of social security payment in different regions, and the data published by each region shall prevail.
5. The proportion of social security contributions is as follows: endowment insurance: the proportion of unit contributions is 20%, and the proportion of individual contributions is 8%; Medical insurance: unit contribution ratio 10%, individual contribution ratio 2%; Unemployment insurance: unit contribution rate 1%, individual contribution rate maternity insurance: unit contribution rate 1%, individual contribution rate does not pay; Work-related injury insurance: the proportion of unit payment, and the individual does not pay.
6. Individuals pay social security, and the general payment ratio is 20%, and then refer to the local average salary and the payment grade provided by the social security department. The lowest grade is 60%, and the highest grade is 300%.