1, likes to chase market hotspots and blindly follow suit. Investors can often hear the news that the performance of a certain industry or a certain fund has soared in the market. If they lack investment experience, they are easily brainwashed by these hot news in the market and buy with the wind, regardless of the possible changes in the future market trend. When these hot news were published, they were already at a high level.

2. The position of a single fund or the same type of fund is too large. We all know not to put eggs in the same basket, and so do investment funds. Buying a fund is too simple to spread risks, and it is very passive when the fund performs poorly. The correct approach should be to choose more different types of funds, or funds of the same type but investing in different industries, so that funds can diversify their fund portfolios and cope with the risks of market fluctuations.

3. Think that there is no risk in fund investment. Funds are not risk-free, and different types of funds have different risks. Generally speaking, money funds and bond funds have less risks and more stable returns, while stock funds have greater risks of income fluctuation and loss. Investors should choose corresponding funds according to their risk tolerance, and don't blindly choose high-yield funds.

4. Judge the quality of the fund according to its short-term income. Many investors like to choose which fund to invest in through the annualized rate of return of funds in the past seven days, which is one-sided. Seven-day annualized rate of return is a short-term rate of return, which is estimated according to the performance of the fund in the last seven days, and does not represent the actual annualized rate of return of the fund. It is dynamic and changes every day. Investors are advised to pay more attention to the fund's past long-term performance level and the degree of income return, and not to pay too much attention to the fund's short-term income.

5. I like frequent short-term trading funds. Generally speaking, the fund transaction fee is not very high, but too frequent fund transactions will increase unnecessary transaction costs on the one hand, and it is difficult for non-professional investors to judge the short-term fund trend, and it is difficult to buy low and sell high in the short term. Compared with short-term intraday trading, the return on long-term investment is higher.