My monthly income is 2000 yuan, and I need to invest 300 yuan every month, so I have a deposit of 65,438+million yuan, and my company will soon offer a fund-raising house of 65,438+8,000 yuan. How should I manage my money? Everyone should adopt different financial management methods according to their own specific conditions. In view of your situation, I suggest:

1. We can consider the fixed investment in 300 yuan for one month, and the current fixed investment opportunity is OK.

2. Need the existing deposit of 654.38 million yuan to raise housing funds. If this money is alive, you can consider buying a money fund and getting dividends. Once you have the money to raise money to build a house, you can redeem the money fund, and it will arrive in 2-3 days, which will not affect your house payment. If the deposit is fixed, you have to take it out to pay the house payment before it expires, and you can only pay interest according to the current period. The money fund does not have this problem.