There are 36 individual pension pilot cities * * *, and basically most provincial capitals and cities with separate plans have been included in the pilot scope. Specific pilot cities: Beijing, Tianjin, Shijiazhuang, xiong'an new area, Jincheng, Hohhot, Shenyang, Dalian and Changchun.
Harbin, Shanghai, Suzhou, Hangzhou, Ningbo, Hefei, Fujian, Nanchang, Qingdao, Dongying, Zhengzhou, Wuhan, Changsha, Guangzhou, Shenzhen, Nanning, Haikou, Chongqing, Chengdu, Guiyang, Yuxi, Lhasa, Xi 'an, Qingyang, etc.
It should be noted that you need to open a personal pension account and a personal pension fund account at the same time to participate in the personal pension. Personal pension accounts can be opened through electronic social security cards or handheld 12333APP; Personal pension fund accounts can be handled in major short-listed commercial banks. Detailed introduction:
Personal pension refers to the system supported by government policies, voluntary participation of individuals, market-oriented operation and the realization of supplementary functions of old-age insurance. Individual pension shall be subject to individual account system, and the payment shall be entirely borne by the participants themselves. They shall independently choose to purchase financial products such as savings deposits, wealth management products, commercial endowment insurance, Public Offering of Fund, etc. that meet the requirements, implement complete accumulation, and enjoy preferential tax policies in accordance with relevant state regulations.
the participants of individual pension should be workers who participate in the basic old-age insurance for urban workers or the basic old-age insurance for urban and rural residents in China. The financial industry platform is a business information platform organized by the financial supervision department.
The participating financial institutions include commercial banks that have been determined by the Insurance Regulatory Commission of the Bank of China to start personal pension fund account business, as well as individual pension product issuers and sales institutions that have been determined by the financial regulatory authorities.