As we all know, the risk of funds is lower than that of stocks. When the market index continues to fall, or the stock market is in a bear market, investors can allocate some funds to avoid risks. So, in what ways can investors buy funds?

1, subscription by fund company

Investors can go to the corresponding fund company to open a fund account for subscription, which has certain advantages and disadvantages. Its advantages are: there is no middleman to earn the difference, the rate is low, and the transaction cost of investors can be saved; The disadvantage is that investors can only buy the products of the fund company where the investor opens an account, and it is more troublesome to open an account again to buy the products of other fund companies.

2. Bank purchase

Investors can also open a fund account to make purchases when handling business in a bank. Funds purchased in banks take a long time to redeem and have the highest transaction cost. Investors are not advised to buy funds through this channel.

3, securities companies to buy

Investors can trade funds through stock accounts opened by securities companies. Investors can buy on-site funds or off-site funds through stock accounts. When investors buy on-site funds, they only need to pay a certain commission fee according to the turnover, which is relatively low. At the same time, their transactions are flexible and investors can sell them on the next trading day. It should be noted that investors need to check the fund authority when opening an account through a stock account.

4. Buy on a third-party platform

Investors can also buy through third-party platforms, such as Tian Tian Fund Network and Alipay, and their fund transaction rates will be discounted, but investors cannot buy on-site funds on these three-party platforms.

Investment is risky, so be cautious when entering the market.