"Seven losses, two draws and one profit" is a true reflection of the A-share market after several rounds of bull and bear markets. That is to say, only 10% of the total investors made money; 70% of the investors lost money, that is, Xiaolee; 20% of investors are in the same position, but they have wasted time and lost interest on bank deposits. In fact, they are also losing money.

I believe that in order to outperform more than 90% of investors in the stock market, the following three points need to be achieved:

1. During a sharp decline, that is, in a bear market (when a stock market crash or crash occurs buy when there is a big rise (when the stock market is crowded and investors rush to enter the market), and sell when there is a big rise, that is, in the bull market. It is recommended that you have time to understand the profound connotation of the wise saying of Warren Buffett, the stock god, "Be greedy when others are fearful, and be fearful when others are greedy." and persist in developing the good habit of "don't be anxious when buying, and don't be greedy when selling."

2. When investing in stocks, you need to speculate in stocks with low valuations and high margins of safety, especially stocks such as bank stocks to get dividends, new stocks, and T-listing. You can make sure profits without losing money, so why not do it! Bank stocks have been strong in the past few trading days, with Bank of Hangzhou, Bank of Nanjing, Bank of Ningbo and other bank stocks continuing to hit record highs. What is certain is that in the future, if A-shares are to reach record highs, they will ultimately have to rely on bank stocks to rise from the dry land.

3. Gradually turn stock investors into fundamental citizens, and turn stock trading into foundation. It is recommended to invest in ETF index funds or bank ETF funds. The trading method should also be to buy low and sell high, and avoid chasing the rise and killing the fall. The recent growth in bank ETF funds is gratifying, with impressive yields.

I have reminded the traders many times with good intentions, buy and hold when the dips are low, and be safe when the gains are high; it is better to buy bank stocks than to save money, and it is better to buy funds than to speculate in stocks. This is my motto and behavior track. , I think there must be some people who have been following my footsteps and have gained a lot.

It is better to teach a man how to fish than to teach him how to fish!

Please pay attention, comment, forward, like, and give us advice!

This is easy, just choose the appropriate index fund, such as 50ETF, 300ETF fixed investment. More than 90% of investors' returns cannot beat the mainstream index.

The A-share market has always been about "seven losses, two draws and one profit". If you want to outperform more than 90% of investors, you just need to keep your positions stable and achieve profits, and put yourself in the 10% position of "one profit" % is enough.

Is it difficult to achieve this goal? In fact, it's not difficult at all.

Based on your own knowledge reserves and risk preferences, there are at least two ways to easily outperform more than 90% of investors: The first way, if you are not willing to invest too much research and energy, through long-term fixed investment The CSI 300 Index Fund can properly obtain an annualized compound return of approximately 10%, easily outperforming 90% of investors. The second way is, if you have the ability and willingness to make active investments, then by establishing your own investment system, select 3-5 leading companies that you can understand within your capabilities, establish an investment portfolio at a reasonable valuation level, and build a long-term investment portfolio. If you hold it, you can significantly outperform more than 90% of investors.

Why do you say that? Let’s sort out the reasons.

Munger once said, "It is not enough to think positively, you must think negatively. As a country man said, if only he knew the place of his death, then he Just never go there"; "The great algebraist Karl Jacobi often said: Think the other way around, always think the other way around."

Then let's think about the opposite first, why 90. Will % of investors lose money? Let us first list the main behaviors that cause investors to lose money:

After understanding these main reasons that cause investors to lose money, we can think in reverse and establish an investment system of our own. Then making money in the stock market can also be done. It's a matter of course.

What kind of investment system should be established to avoid the above-mentioned behaviors that lead to losses?

First of all, fixed investment in index funds is a natural weapon to avoid the above-mentioned behaviors that lead to losses. The regular and fixed-amount operations of index fund fixed investment perfectly avoid the bad habits of "frequent trading", "chasing the rise and killing the fall", "blindly following the trend" and "chasing hot spots". In addition, index funds obtain average market returns by replicating indexes. As long as you choose mainstream broad-based index funds for fixed investment, you do not need to spend too much energy on learning, thus avoiding the shortcoming of "unwillingness to learn".

The CSI 300 Index is the mainstream broad-based index of A-shares and represents the overall average return of A-shares. Windquan A data shows that the average compound return rate of A shares in the past 10 years is about 10%.

Therefore, by insisting on long-term fixed investment in the CSI 300 Index Fund, you can properly obtain an annualized return of about 10%, outperforming 90% of investors.

For investors who are willing to conduct a lot of research and study on their own and can adhere to their own investment principles, they can pursue higher returns on the basis of fixed investment in index funds.

Among A-share listed companies, leading companies in various industries have significant competitive advantages. In the long run, investing in leading companies will yield returns higher than the market average. For example, we have long-term investment in the leading liquor company "Kweichow Moutai", the leading social networking company "Tencent Holdings", the leading e-commerce company "Alibaba", the leading pharmaceutical company "Hengrui Medicine", the leading condiment company "Haitian Flavor", "Fuling Mustard", etc. Investors in the company have achieved exceptionally generous returns.

Based on the above understanding, we can choose 2-3 industries and 3-5 leading companies to establish a small investment portfolio within the scope of our understanding. Through long-term investment and holding, we can obtain Returns that beat the market average.

In order to avoid falling into the pitfalls of "frequent trading", "chasing the rise and the fall", "blindly following the trend" and "chasing hot spots" in investment, we must establish our own investment system and practice it Strictly operate and implement. For example, it is stipulated that a company must be held for 3-5 years, must be bought when the company's valuation enters the undervalued area, and must never be sold until it is extremely overvalued or its fundamentals deteriorate, etc.

Generally speaking, by "establishing your own investment system, choosing 3-5 leading companies that you can understand within your own capabilities, establishing an investment portfolio at a reasonable valuation level and buying and selling them for the long term. The strategy of "holding for 3-5 years" can significantly outperform more than 90% of investors. To sum up, it is very simple to outperform more than 90% of investors in the stock market, as long as you maintain long-term and stable profits. There are the following two ways to maintain long-term stable profits. One is to insist on long-term fixed investment in the CSI 300 Index Fund; the other is to establish your own investment system and choose 3-5 leading companies that you can understand within your own capabilities. At a reasonable valuation Build a portfolio below the level and buy and hold for the long term 3-5 years.

Isn’t it very simple? Great wisdom is as simple as foolishness, and the truth is simple. In fact, the true meaning of investment is that simple. It's just that most people don't want to "get rich slowly."

In fact, it is very simple to outperform more than 90% of investors in the stock market. Why do you say this? As long as you study why 90% of investors lose money, you only need to do the opposite to them. Just do it. Then you will surpass 90% of investors.

So why do 90% of investors lose money?

1. Have not formed their own stock selection system:

In other words, they do not know how to buy stocks and do not know how to buy them. They chase the rise and fall, or listen to what others say. When you blindly buy a stock, you have no idea what that stock does, and you can’t explain it. If it falls, you don’t know whether to stop the loss. From small to large, there is nothing you can do about it. You can only get from the bear market to the bull market, and from the bull market to the bear market, one is in the process of unwinding.

So if you want to defeat them, you must form your own stock selection system. Only with If you develop your own stock selection system, you can surpass 90% of investors.

2. Frequently buy and sell stocks:

Many investors expect to buy today and hit the limit tomorrow. Selling and frequent buying and selling often end up with a big rise after selling. If you make a profit, you will make a little profit, and if you lose, you will lose a lot. You often make no money. When the price goes up, you don’t know whether to sell it, and when it goes down, you don’t know whether to stop. If you lose money, you can only keep buying and selling, and you have to pay a lot of commissions.

If you want to defeat them, you must reduce the number of stock purchases and sales, be optimistic about the opportunities, and only enter the market when there are high probability opportunities. If you don’t enter the market, you will make a profit when you enter the market, but sometimes you won’t make a profit, but that doesn’t matter, as long as you make a profit.

3. Buy and sell stocks with heavy positions.

There has never been a concept of positions. You can buy as many stocks as you have funds. This often results in that as long as the market falls, the floating losses in the account cannot be tolerated, and you will sell. After selling, the market rebounds, and the stock rises again. , heavy positions will cause mental instability, and mental instability will cause good stocks to be sold, resulting in losses. Therefore, position management is particularly important. You cannot take heavy positions at any time. If you take heavy positions, you will have no chance. Once you make a loss, you must learn to manage your positions. If you want to defeat them, you must learn to manage your positions at any time. Don't fill the position, leave enough positions, and cover the position yourself. This cover is not a blind cover. It should be based on your own stock selection system. After it conforms to your own system, cover the position and cooperate with the market, then the cost will be reduced and the profit will be understood.

4. Buy and sell stocks without a trading plan.

Many stocks are bought and sold without a plan. You can buy whatever you want, whatever the consequences, and you can buy whatever stocks you want. As soon as the market rises, you blindly enter the market, resulting in losses.

In order to win, they must learn to make plans, which stocks to buy, at what point to buy, at what point to exit, what to do if they fall, etc.

In summary Said: If you want to beat 90% of investors, you only need to do the above 4 points.

How to beat 90% of investors in the stock market? Friends who do stock investment may always ask Thinking about this question, the law of the stock market is: seven losses, two draws and one gain. Then we only need to be clear about the reasons why 90% of investors do not make money. 1. Without professional investment skills, rely on hearsay to learn about stock codes.

He has no basic understanding of stocks, does not understand that buying stocks means buying a company, knows nothing about the company's financial statements, pays no attention to valuation, and has no idea about the company's operating competitive advantages. I just want to recommend a code to buy through the stock group or big V, and there is no trading plan or stop loss plan. 2. Poor psychological quality, like to chase the rise and kill the fall.

Retail investors always like to chase the rise, because they mainly think that today's big rise means it can still rise tomorrow, while if it falls, it is easy to lose money. As long as you buy for three to five points, you can't bear to be cut out. But who would have thought that as soon as you sell, it will skyrocket. If you make two or three points from buying, sell immediately to prevent the profits from being wasted. Frequently exchanging shares to work for a securities firm, not to mention even losing money. 3. Improper control of funds or positions.

At any time, I want to make a big splash and then rest, and then raise funds, borrow money to trade in stocks, or use short-term emergency money to get the stock market to buy stocks, but it always backfires. Once there is a big drop, it will cause a fatal blow. Don't dare to buy or hold a small position when the stock is low. After the stock rises, your confidence doubles. You think you are the stock god, and you continue to increase your position at the high position. But the profits that were finally made after two days of adjustment were all gone. You must know that risks come up and opportunities come down. 4. If you want to make quick money and don’t want to get rich slowly, come to the market to gamble. If you want to outperform 90% of investors, you only need to change the above three common mistakes made by ordinary retail investors! Return to the basics of investment and focus on business operations!

If you want to outperform more than 90% of investors, It is a difficult thing. You can only insist on value investing and long-term holding. This way the risk may be relatively low, and you may also be able to outperform more than 90% of investors.

There is a saying in the stock market that "one profit, two draws and seven losses" means that if you can make a profit, you can basically surpass most investors. Therefore, as long as you have different requirements on the rate of return If it is too high, stick to value investment, choose high-quality high-dividend stocks to hold for a long time, pay dividends every year, and buy new shares, so that you may surpass more than 90% of shareholders.

For example, a few days ago, a friend posted an order and said that he had been trading in stocks for many years. He didn’t have many ideas and didn’t have high requirements. He just held a heavy position in high-dividend bank stocks and paid dividends every year. Then he bought new stocks and won the lottery. You can also make some money. This account was opened by a friend five or six years ago. If you look at this friend's rate of return, it is only 18.41%, but it has exceeded 82.7% of investors. But you may also know that bank stocks have not risen much in the past five or six years, but the net assets of bank stocks have increased a lot compared to five or six years ago, and the growth of net assets in the future will also drive the stock prices of bank stocks to rise appropriately. , then this friend’s rate of return may be better.

Judging from this friend’s holdings, bank stocks basically account for more than 95%. Although such a holding configuration may not make a lot of money, it is still very likely to outperform inflation. , and in the long run, the risk is not great, and the returns are quite good.

Therefore, if you want to surpass more than 90% of investors in the stock market, you may still have to insist on value investing and long-term holding. For example, you can consider buying high-dividend blue chip stocks and holding them for a long time, which may make you lose money. Outperform more than 90% of investors.

Leave the stock market and no longer speculate in stocks! There is a saying that stocks have seven losses, two equals and one profit. Making profits in the stock market is not an easy task. Let’s tell a joke:

In a stock trading competition, the third place went up to the podium. Host: "What tactics did you use to get third place?". Player: "Weak turns to strong, bidding volume turns to consistent, buy low." There was a round of applause from the audience. Second place takes the podium. Moderator: "What tactics did you use to win second place?". Player: "The leading strategy, add positions according to differences, and chase the leading player." There was another round of applause from the audience. The first person came to the podium again, and the host asked: "What about you?" Player: "I am short"! ! !

If you love the stock market and cannot do without it, then you can

control the frequency of selling, do not do short-term, focus on short-term or mid-term. High-frequency short-term operations cannot be controlled by ordinary investors. To reduce the number of shots, one is to control the probability of errors. The second is to spend more time choosing better destinations and learn to wait. The selection of destinations should be objective. I do not recommend using so-called technology to independently select destinations. Use authoritative shrinkage research reports or high-value self-media. more convenient! Be more objective!

Third, you must learn to buy low in batches and do T. Every investor wants to buy at low prices and sell at high prices. This is an ideal, and the ideal is far from reality. It is very common to buy the bottom and speculate on the mountainside, and to chase the rise and chase the peak. Therefore, we must learn to buy low prices in batches to reduce costs.

Just don’t buy it [face covering]

This is simple, just open an account, no money is required!

Mentality, technology and luck. In the first 7 months of this year, I outperformed 98% of Galaxy customers. Short position from August to now.