First of all, it depends on what financial products you buy. If it is a fund product, it can be sold directly.

If the term wealth management product cannot be returned, it can only be taken out one day before the expiration. If the insurance wealth management product is in the hesitation period (15 days), it can be returned without any charge. However, if the refund is made according to the cash value after 15 days, the principal loss is relatively large.