Safe. Chaochaoying No.2 is a cash management and wealth management product launched by China Merchants Bank, which is connected with the money fund in the background. The product has high safety, and the money fund behind it invests in assets such as short-term bank bills, with controllable risks and good liquidity. As a cash management wealth management product, Chaochaoying No.2 has secure funds, but investors should choose according to their own capital needs and risk tolerance.