What are the three ways to invest in the fund?
1 periodic quota method
Regular fixed investment method is the most common fixed investment method, and it is also the way that most investors initially choose fixed investment. For example, we invested 1000 yuan every month on June 5438+05, with a fixed amount and a fixed date. Formally, our investment in Happiness Weekly falls into this category.
The advantage of periodic quota method is simple, direct and easy to realize. After the plan is finalized, lazy people can basically invest, and the financial pressure is not great, because everyone basically knows how much to invest every month, and the amount set is also affordable, and will not "cut off the supply" because of insufficient funds. But for some customers who want to reduce the cost of fixed investment, the advantage may not be so obvious.
2. Periodic non-quota method
Fixed date, not fixed amount, can correspond to the well-known valuation fixed investment method in the market at present. This fixed investment method is to determine the fixed investment amount according to the market valuation of the fixed investment date you choose. If you invest in broad-based products, you can refer to the broad-based index. If you invest in industry theme funds, you can refer to the valuation of industry indexes.
Generally speaking, the key point of this method is to underestimate the low position and invest more, and overestimate the high position and invest less, so as to invest more money when the valuation is low (the market is cheap) and reduce the cost of holding positions. You can buy less when the market is expensive to avoid getting too many expensive chips.
3 quota indefinite method
This way puts forward higher requirements for investors' capital flexibility, capital reserve and close tracking of the market. Generally, this irregular fixed investment method is based on a buying "condition" defined by investors. For example, every time the Shanghai and Shenzhen 300 fell by 1%, a single purchase of 1 1,000 yuan was made. Or, when the Shanghai Composite Index is below 2500 points, the frequency of fixed investment will be changed to daily fixed investment, and more assets will be accumulated at a low level by accelerating the frequency of fixed investment.
The above are the three methods of fixed investment of the fund, so you can pay attention to it.