The state has issued a new policy of paying the old-age insurance premium, which clearly stipulates that the units and personnel who have not participated in the basic old-age insurance of enterprises and the enterprises and personnel who have interrupted the payment should pay the old-age insurance premium, which provides a policy basis for all kinds of personnel to pay the old-age insurance premium during the previous interruption and continue the old-age insurance relationship.

■ scope of payment:

those who enjoy the preferential policy of paying the basic old-age insurance premium this time include uninsured enterprises and personnel and enterprises and personnel who have interrupted payment. It does not include enterprises and personnel who have approved the payment base in accordance with the regulations but have historical arrears. The late payment fee for the historical arrears that have approved the payment base is still determined and levied by the local tax department in accordance with the regulations.

◎ About the payment by uninsured units and personnel

After the individual payment is implemented, the payment base has not been approved, and the uninsured personnel are uninsured; The unit has not been to the social insurance agency for insurance registration, and has not paid the endowment insurance premium, which is the uninsured unit.

◎ About interrupting the payment

After the implementation of the individual payment system, the payment base has been approved, and the payment has been made, but for various reasons, the payment base is no longer declared and the payment is no longer made, which is the enterprise and personnel that interrupt the payment.

units that are required by the state and province to participate in the old-age insurance for enterprise employees should participate in the basic old-age insurance for all personnel who have established labor relations with the unit (including permanent workers under the age of 6 and women under the age of 55, the labor contract system and the former temporary workers after the implementation of the temporary workers payment system) according to the provisions of the state and province. If some employees fail to pay the basic old-age insurance premium due to the employer's reasons, the employer may submit a written application to the labor and social security department for supplementary payment, and submit the proof of the existence of labor relationship with the insured during the application for supplementary payment, as well as the wage income certificate. After confirmation, the enterprise and individual employees shall pay the basic old-age insurance premium according to the regulations. Those who take the initiative to repay the old-age insurance premium before the end of December 29 can repay it according to preferential policies. The original long-term sick leave for more than 6 months and the sentenced person's sentence are not allowed to make up.

if the whole unit is not insured, it should be insured for all employees from the date of registration and establishment of the enterprise, and pay the basic old-age insurance premium. Those who take the initiative to repay the old-age insurance premium before the end of December 29 can repay it according to preferential policies. However, the time of payment is not earlier than January 1995 (township enterprises have paid the payment since January 23 at the earliest), and if there is a deemed payment period, it should be paid according to the earliest payment time stipulated in the preceding article (that is, after enterprises and individuals implement the payment system, the time of payment should be paid in full, and the deemed payment period can only be calculated after the individual account has been established for more than 5 years).

The uninsured units as a whole include all kinds of enterprises and employees who have not yet paid insurance within the administrative area of our province.

all uninsured units should be insured to pay back. After the full payment of the unit, the retirees who bear the cost of the old-age insurance by the original unit will be included in the overall scope of the basic old-age insurance from the next month after all the overdue funds are paid to the account, and will participate in the adjustment of the basic old-age insurance from the following year. When it is included in the overall planning, the pension paid by the original unit for retirees shall be adjusted to the average increase of the whole province after 28 according to the actual payment at the end of 27 (the average monthly increase of the pension in the whole province in 28 was 143.5 yuan, and when the original unit actually paid the pension for retirees in 27, the actual payment from January to December in 27 shall be verified, and the monthly average shall be taken. The same below).

employees who have worked in state-owned and collective enterprises, after dissolving or terminating their labor relations with the original enterprises, have been interrupted or not insured as flexible employees such as individual industrial and commercial households and freelancers (including permanent workers whose males are under 6 years of age and females are under 55 years of age, and former temporary workers who have implemented the temporary worker payment system), and now apply for paying the basic old-age insurance premium by themselves, they can be dissolved from the original enterprises. After the dissolution and termination of labor relations with the original enterprise to the time when the payment has not been paid before the insured as a self-employed or flexible employee, the payment shall be made according to the payment standard for the self-employed or flexible employee.

The fixed employees and the employees with labor contract system in the former state-owned and collective enterprises have not been insured to pay fees since the implementation of individual contributions. Now the enterprises have been lost, and I have reached or exceeded the age of receiving basic pensions (men over 6 years old, women over 55 years old). I am willing to pay back or continue to pay fees from 27 according to the standards for self-employed or flexible employees. Men pay to the age of 6, women pay to the age of 55, and those who pay less than 15 years can pay for more than 15 years, and go through the formalities of enjoying the pension treatment on a monthly basis. If the original working hours in the enterprise meet the recognition and deemed payment period (that is, after the enterprises and individuals implement the payment system, the payment time should be paid in full, and the personal account has been paid continuously for more than 5 years), it will be regarded as payment period after being recognized by the administrative department of labor and social security. Workers under the labor contract system should pay the old-age insurance premium before January 1993 according to the standard of paying the basic old-age insurance premium during the period of labor relations. I have been a temporary worker, and I have reached or exceeded the age of receiving the basic pension. Now my enterprise has been lost and I am not allowed to pay back. The basic old-age insurance benefits of the above-mentioned personnel shall be calculated according to the provisions of the pension plan and payment method when handling the procedures for receiving the basic pension, and will be calculated from the next month after the completion of the overdue payment, and will participate in the adjustment of the basic pension from the next year when it is included in the overall plan, and will not be replenished or reissued before.

for those who terminate the pension insurance relationship due to the termination of the labor contract and settle the relevant insurance benefits in one lump sum according to the national and provincial regulations (excluding those who have reached the statutory retirement age and received the pension insurance benefits in one lump sum), who are engaged in self-employment or flexible employment in cities and towns, they can enjoy the pension insurance benefits on a monthly basis after 15 years of supplementary payment or re-payment according to the standards for those engaged in self-employment or flexible employment, and the payment period of the original one-time settlement benefits will no longer be counted. Now has reached or exceeded the basic pension age (men over 6 years of age, women over 55 years of age) fixed workers, labor contract workers can also be paid in this way.

■ Payment base and payment ratio

There are two stages to pay the basic old-age insurance premium for uninsured or interrupted enterprises and personnel:

One is to pay the basic old-age insurance premium during the period of labor relations. Before the end of December, 29, if the old-age insurance premium is paid voluntarily, before the end of 1995 (before the establishment of personal account), the average wage of employees in the whole province in the year of interruption shall be taken as the base (including the average wage of employees in the whole province in 199 in the years before the end of 1989), and after January, 1996 (after the establishment of personal account), the average wage of employees in the whole province (on-the-job) in the year of interruption shall be paid as the base. When paying back, the proportion of payment by units and individuals is the proportion of payment in the current year.

the second is to pay the basic old-age insurance premium during the period of self-employment or flexible employment. If the old-age insurance premium is paid voluntarily before the end of December 29, it will be paid from January 1993 to December 1995 (before the establishment of personal account) based on the average wage of employees in the province in the year when payment was interrupted, and after January 1996 (after the establishment of personal account) based on 6% or 1% of the average wage of employees in the province in the year when payment was interrupted, and it will be paid at a rate of 2%.

■ late payment fee and supplementary interest

For supplementary payment of the basic old-age insurance premium during the period of labor relations, the late payment fee may be appropriately reduced for the part paid by the unit, and only interest is charged for the part paid by the individual. If the overdue payment period is exceeded, even if it is paid voluntarily, it will no longer enjoy the preferential policy of reducing the late payment fee. If the employer pays the old-age insurance premium after a court decision or labor arbitration award, and if it is found that the payment base is untrue and the number of people who pay the fee is underreported, and the old-age insurance premium is ordered to be paid back, the late payment fee shall be charged in strict accordance with the regulations, and the late payment fee shall not be reduced.

to pay back the basic old-age insurance premium during the period of self-employed or flexible employment, of which: 12% will be subject to the standard of late payment fee according to the proportion of late payment fee payable by the unit during the period of labor relations, and 8% will be subject to interest. However, according to the standard of supplementary payment for self-employed or flexible employees, the starting time of supplementary payment is not earlier than January 1993.

if it is difficult for the uninsured units as a whole to pay the old-age insurance premium in one lump sum, they can negotiate with the local social insurance agency to sign an installment payment agreement before the end of June 29, and the payment period of the agreement is not later than the end of 21. If the overdue payment is completed by stages within the agreement period, you can enjoy the preferential policy of reducing the late payment fee.

■ Payment time

Different payment time limits are determined for different groups. Units have been insured, but some employees are not insured, the original permanent workers can be paid as early as January 1993; If the original temporary workers are transferred to the labor contract system before December 1994, they can be paid back as early as March 199; If the original temporary workers are transferred to the labor contract system after January 1995, they can be paid back as early as October 1986; Those who have been temporary workers can make up for it as early as October 1986.

■ It is specially stipulated that

female insured persons who have not worked in enterprises or institutions or have paid insurance premiums in enterprises or institutions for less than 1 years must go through the formalities of receiving basic pension after reaching the age of 55 according to the standard of paying back for self-employed or flexible employees in January 1993.

you need to pay for the old-age insurance for 15 years before you can enjoy the old-age security when you retire. Then, what should I do if the payment of endowment insurance is interrupted for some reason? In this regard, the state has implemented the policy of paying back the old-age insurance to solve this problem.

The notice on the supplementary payment of uninsured units and personnel

It is clear that after the implementation of individual payment, the payment base has not been approved, and the uninsured personnel are uninsured; The unit has not been to the social insurance agency for insurance registration, and has not paid the endowment insurance premium, which is the uninsured unit.

units that are required by the state and province to participate in the old-age insurance for enterprise employees shall participate in the basic old-age insurance for all personnel who have established labor relations with the unit (hereinafter referred to as "employees") according to the provisions of the state and province. If an employee within the working age stipulated by the state fails to pay the basic old-age insurance premium due to the employer's reasons, the employer may submit a written application to the labor and social security department for supplementary payment, and submit the proof that there is a labor relationship with the insured during the application for supplementary payment, as well as the wage income certificate. After confirmation, the enterprise and individual employees will pay the old-age insurance premium from the month when the enterprise and individual are required to pay the same fee.

if the whole unit is not insured, it should be insured for all employees from the date of registration and establishment of the enterprise, and pay the basic old-age insurance premium. However, the time for payment was not earlier than January 1995. According to the provisions of the insurance payment, it has gone through the retirement formalities by the unit to bear the cost of the old-age insurance personnel into the old-age insurance as a whole.

after registering for social security, those who are not fully insured and those who are insured as a whole can make up the payment before this article is issued, and then pay the fees normally according to the regulations.

if the uninsured employees of the former state-owned and collective enterprises are engaged in self-employment or flexible employment after dissolving the labor relationship with the enterprise, I submit a written application and provide the original proof of the existence of labor relationship with the original unit and the original employee files. After the audit by the administrative department of labor security, I can pay back the time when I did not pay the old-age insurance premium during my work in the enterprise. If the individual account has been paid continuously for more than 5 years, the continuous length of service in the former state-owned and collective enterprises in line with national and provincial regulations can be regarded as the payment period after being recognized by the administrative department of labor and social security.

individual industrial and commercial households, freelancers and other flexible employees who are not insured are not allowed to pay back. If the uninsured male is under 6 years of age and the female is under 55 years of age, they are allowed to participate in the insurance payment, and the actual payment period is calculated from the month of participation. Those who have reached the national statutory retirement age and paid less than 15 years can continue to pay for the basic pension on a monthly basis after 15 years.

regarding the payment stoppage

if the payment base has been approved and the payment has been made after the implementation of individual payment, and the payment base is no longer declared or paid for various reasons, the payment stoppage is considered. If the payment is interrupted before the end of 25, it can be paid back according to the provisions of this article.

Payment base and payment ratio

Units or personnel who are not insured and those who stop paying before the end of 25 can pay the old-age insurance premium based on 6% or 1% of the average salary of employees in the whole province in the year of interruption. Those who pay back the old-age insurance premium before the establishment of individual accounts shall pay back according to the average wage of employees in the province in the corresponding year. Among them, those who pay back the old-age insurance premium before the end of 1989 shall pay back the old-age insurance premium based on the average wage of employees nationwide in 199. Units and individuals according to the proportion of payment in the year to pay.

late payment fee and interest payment

The notice is clear. Late payment fee will be charged for the part paid by the company and interest will be paid for the part paid by the individual. Before the end of 1995, the overdue unit payment and overdue fine were incorporated into the pension insurance pooling fund; Pay back the part paid by the unit from January 1996 to the end of 25, and transfer the principal and interest into the individual account according to the account size of 11%, and the remaining part together with the late payment fee will be incorporated into the pension insurance pooling fund.

among them, 2‰ late payment fee will be charged on a daily basis for the part that pays back the unit's payment, among which, the late payment fee will not be charged if it is interrupted for less than 6 months, and the late payment fee will be charged on a daily basis if it exceeds 6 months.

if the uninsured enterprises that should be insured and the units that have interrupted payment due to difficulties in production and operation renew their insurance as a whole, and pay the old-age insurance premium before the end of June 29, the late payment fee may be appropriately reduced according to their current operating conditions.

if an administrative lawsuit or labor dispute arbitration determines that the enterprise pays the old-age insurance premium, the overdue fine paid in accordance with the regulations shall not be reduced. After auditing, auditing and supervision, it is found that the base of payment is untrue, and the number of people who pay is underreported, resulting in underpayment or missed payment of endowment insurance premiums, and the overdue fine charged according to regulations shall not be reduced.

the interest that needs to be paid back shall not be reduced. Pay back the interest before the establishment of the personal account, according to the average of the bookkeeping interest rate published over the years after the establishment of the personal account. After the personal account is established, it will be repaid according to the bookkeeping interest rate of the personal account published over the years. The interest paid by the individual before the establishment of the personal account is incorporated into the pension insurance pooling fund, and the interest paid after the establishment of the personal account is credited to the personal account. Units and individuals to pay part of the * * * with the overdue, social insurance agencies from the time to establish personal accounts, personal accounts for individuals.

I have been insured for old-age insurance since 21, but it was interrupted for less than two years between 6 and 8. Can I make it up? How and how much will it be paid? Is there anything else to pay? How to make up for it?

Note: I took out insurance in my previous company from 21 to 26, but I didn't take out insurance from the end of 26 to the beginning of 28, and I took out insurance from 28 to now

But as far as I know, you don't have to make up for it, because social security is paid for 15 or 2 years cumulatively, and it's up to you to decide whether to make up or not. ! However, the payment base is different in different regions, so you should consult the local social security bureau to get the most accurate data!

also, if you are not 15 or 2 years short of these two years, and you just retire, I think it doesn't matter if you don't have to make up for these two years. Of course, it depends on your own situation, and it's up to you! ! ! You can definitely make up for it.