No matter what kind of bond it is, bond fund subscription and redemption fees are relatively low, and the income is generally greater than that of currency funds, but there is also the risk of loss, and the loss will not be large.

Suitable for people who need stable capital preservation and income.

You can buy funds from a bank or fund company.

Banks can act as agents for the business of many fund companies. For specific account opening, go to the bank's financial management counter.

Nowadays, some securities companies also provide agency funds for trading.

After the bank opens online banking, there will be discounts on general charges for online purchases.

After the fund type is determined, the fund selection can be based on fund performance, fund manager, fund size, fund investment direction preference, fund charging standards, etc.

Fund performance is ranked online.

For more stable stock funds, you can choose index or ETF. For fixed investment, it is best to choose back-end payment.

I won’t make specific recommendations. Only your feet can tell whether a shoe is good or not.