Jingdong Small Treasury is a fund product owned by JD.COM. Jingdong Small Treasury is an asset appreciation service created by Jingdong Finance for individual users. Transferring to Jingdong Small Treasury means buying money fund wealth management products of fund companies. The funds transferred to the small vault of Jingdong can not only obtain stable income, but also purchase wealth management products, white debt repayment, JD.COM mall consumption, credit card repayment and other daily consumption at any time in Jingdong Finance. In addition, funds can be withdrawn and transferred at any time, which is convenient and flexible, and does not charge any handling fees, thus truly realizing the purpose of spending money to make money.