No retirement salary is a special fund established to solve the contradiction between the increasing number of retired workers and the imbalance of retirement expenses borne by enterprises. It is extracted according to a certain proportion and handed over to the overall planning unit for unified payment of retirement expenses and related subsidies. Retirement wages can be loaned, and not only in Longjiang Bank. As long as qualified banks can lend, the maximum can reach about 654.38+10,000 yuan. According to different pensions, the loan amount can be different.