Now the net fund value is assumed to be 2 yuan's share, and your share is still 1 0,000, with a total value of 20,000 yuan.
As for dividends, there are two ways to pay dividends: dividend reinvestment and cash dividend.
In the form of cash dividend, the dividend of the fund will be given to you in cash, but the net value of the fund will usually fall at this time.
For example, the current unit net value of the fund is 2 yuan, and 65,438+00 yuan is distributed for every 65,438+00 shares, then the net value of the fund will usually return to 65,438+0 yuan after dividends. In other words, you originally had an investment of 20,000 yuan, and now it has become an investment of 1 10,000 yuan.
Reinvestment with dividends will convert the cash originally allocated to you into new shares.
Or the above example, the current unit net value of the fund is 2 yuan, and every 10 is distributed 10 yuan, and the net value of the fund returns to 1 yuan. Then your share becomes the unit net value of 65438+20000 shares of 0 yuan.
Personally, if you are optimistic about the market outlook and money is not urgent, you can consider the way of dividend reinvestment, because the share obtained by this way of dividend reinvestment does not need to pay handling fees.
Of course, if you just want to withdraw the bonus regularly and don't want to redeem it, then choose the cash dividend method.
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It depends on whether you bought the fund in the bank or in the brokerage. If you bought it at the bank, just exchange it at the counter. I have never worked in a brokerage firm, and I guess so.