You can't transfer ownership without the title certificate, and you can only go through the transfer formalities after the title certificate comes down. The taxes and fees incurred during the transfer are as follows:

65,438+0. Individual income tax: 1% (the seller's only house is exempted for five years);

2. Deed tax: less than 90 square meters 1%, 90 square meters 1.5%, 1.44 square meters above 3%, second suite 3%.

3. Business tax: 5.6% (paid by the seller, exempted for two years);

4. Transaction cost: area *6 yuan (half for the buyer and half for the seller);

5. Production cost: 80 yuan (to be paid by the buyer);