In addition to low-risk funds, it is also a good choice to choose some funds that are optimistic about the future industry. For example, science and technology fund, medical fund. Although it will inevitably be affected by the stock market as a whole, we can still dig out some industries with low valuation, invest in them during the downturn, and get good returns when the market picks up.
In addition, there is another investment method called defensive fund, such as consumer fund and public utility fund. Generally, such funds invest in industries that are essential to life, because people always need to buy these goods and services no matter how the stock market fluctuates. Moreover, such stocks generally have a certain dividend rate, which can provide investors with certain stability when the market falls.
In short, no matter which fund investors choose to invest in during the stock market decline, they need to choose according to their own situation and risk preference. In this period, it is a good choice to choose low-risk funds, funds optimistic about future industries or defensive funds, but they are for reference only, and investment needs rational analysis and calm thinking.