There is a lot of wealth management in Alipay, but some novices don't know the redemption time. So when is the redemption time of Alipay? What do you think of the account time? We have prepared relevant contents for your reference.

There are many kinds of financial management in Alipay, and the regulations of each kind of financial management are different, so the redemption time will be different. Generally speaking, most financial management is T+ 1 redemption.

For example, most money funds, bond funds, hybrid funds, index funds, stock funds, wealth management products, gold funds and so on. Redeem at T+ 1 You can read the product manual or trading rules when you buy it, and there will be a detailed introduction.

Let's give a simple example: suppose an investor buys a fund, and then the fund rules say T+ 1 redemption. Suppose it is redeemed before Monday 15:00, then the share will be confirmed on Tuesday, and it may arrive in the evening. This arrival time is not specific. Generally speaking, it will arrive on Tuesday.

However, it should be noted that the above is to avoid holidays. If it is a holiday, the arrival time will be delayed, and so will the next weekend. Therefore, if you want to redeem your account quickly, you'd better avoid holidays or weekends.

In addition, there is a QDII fund. QDII fund is the target of overseas investment, and its risks and benefits are relatively large. Redemption is generally slower than ordinary funds. Because of the time difference, the trading time will be different, and the currencies in different regions will be different. Therefore, the daily asset settlement and net worth calculation are slower than that of a single market, which basically belongs to the disclosure of net worth across working days.

Generally speaking, the redemption of QDII funds takes 4- 15 working days (depending on the fund products). There are many QDII funds, and there will be some small differences between them. Some special products may be delayed by one or two working days.

Take Alipay's QDII fund as an example. For example, the fund rule of a QDII fund is 4 days. Assuming that it is redeemed before February 28th, that is, today 15:00, the fund will be received as 12+3 1 Compared with ordinary funds, the arrival time is slower. When people choose to manage their finances, they usually do.