Guo Zhibin: Steady combination suggests collocation. At present, the market suggests a balanced and flexible style as the base (30%), an over-allocation growth (50%) and a low allocation value (20%). Proportion is just a reference. Specific funds of various styles can pay attention to the monthly selection pool launched by Shikai Financial Products Research Center. (Click to read the original text to view this month's selected funds)
Netizen: Excuse me, teacher, how about Harvest CSI 300 (code 160706)?
Guo Zhibin: The fund is an index fund that tracks the Shanghai and Shenzhen 300 Index; If you want to invest in this kind of fund, it is suggested to switch to index-enhanced funds with higher returns, such as Jing Shun Great Wall CSI 300. However, after the sharp rise of value stocks in the past two years, the current allocation cost performance is not very high, and it can be relatively low in the short term.
User: 1 10022000083 Can I still buy it?
Guo Zhibin: Recently, some of Baima's consumer stocks have been shocking. In the past two years, the consensus expectation is too strong and the increase is high. Once there is a flaw, it is not ruled out that it will oversold. At present, the consumer sector is not cost-effective, both of which are consumer theme funds. It is not recommended to buy now.
Netizen: Can you still hold Shangtou Morgan Emerging Hybrid A(377240)?
Guo Zhibin: The style of the fund is slightly extreme, and the positions are mainly technology stocks. The overall characteristics fluctuate greatly. Fund managers choose growth stocks and assist in some changes. The follow-up may be more suitable for the market style, but the fluctuation will be greater. If you can withstand fluctuations, you can continue to hold it.
Netizen: They hold 100029,163412,000619,002803, 163402,1. 160 1 19, I feel too much, and I want to tidy it up. Which funds mentioned above should be adjusted, which can be used as core allocation and which can be used as satellite allocation? thank you
Guo Zhibin: The selected funds are very good, but the number of funds in positions is indeed quite large, which can be streamlined to some extent. 1. The fund has both debt base and mixed shares. Investors should first set up their own asset allocation center and determine the proportion of debt-based investment and mixed stocks. Only E Fund has a safe return, which is a good secondary debt base and can be retained. 2. For the internal allocation of mixed stocks, it is suggested that the core is balanced and flexible funds, such as two funds in Xingquan; Satellite can be configured with growth funds and value funds, among which the growth funds can be configured in a higher proportion, such as the Southern 500ETF connection and Cathay Pacific valuation advantages; Value funds can be allocated at a low level, especially the two funds of Dongfanghong actually hold almost the same positions, so you can choose one.
Netizen: Hello, teacher. Do you have any recommendation from the media fund?
Guo Zhibin: Penghua CSI Media and ICBC Credit Suisse CSI Media are tracking the CSI Media Index.
Netizen: Hello, teacher. How about Penghua Xinghui regularly opening three funds: Hybrid Fund, Penghua Strategic Return Fund and Jing Shun Great Wall Quantitative Balance Fund? Is it suitable for fixed investment or one-time investment? thank you
Guo Zhibin: The investment of the fund should first refine the target and then plan the plan. Fixed investment is suitable for funds with large fluctuations in order to match their own cash flow; One-time investment is more suitable for funds with stable income. At the fund level, these three funds have not been established for a long time, and the first position continues to be low, which is suitable for one-time investment; The second and third positions are heavier from the quarterly report, which is suitable for fixed investment.
Risk warning
Investment is risky and financial management needs to be cautious. Shikai Wealth does not guarantee that the fund will be profitable, nor does it guarantee the minimum income. The past performance of the fund cannot predict the future income. For details, please read the fund contract, prospectus and fund share sale contract of the Fund carefully. Fund investment is not the same as bank deposit, and the views in this paper do not represent any investment suggestions.