Chapter I General Provisions Article 1 In order to promote rural economic development and social stability in our city, establish a multi-level social security system, and promote the old-age security of migrant workers, these measures are formulated in accordance with the spirit of the Third Plenary Session of the 14th CPC Central Committee and the Liaoning Rural Social Endowment Insurance Work Conference, combined with the actual situation in Anshan. Second, starting from reality, establish a social endowment insurance system that is compatible with the economic development level of each township (town) village and the villagers' life, with the goal of ensuring farmers' basic old-age needs. Article 3 The rural social endowment insurance shall be based on the principle of reasonable burden of the state, collectives and individuals, and adhere to the principle that individual contributions are the mainstay, collective subsidies are supplemented, and the state gives policy support. The Fund adopts deposit accumulation type. Fourth civil affairs departments at all levels under the leadership of the social security committee at the same level, the specific burden of rural social endowment insurance management. Social insurance companies at all levels are the handling agencies of rural social endowment insurance business. Planning, labor, personnel, finance, taxation, industry and commerce, education, banking, township enterprise management, trade unions and other departments at all levels should work together to actively support rural social endowment insurance. Chapter II Scope of Insurance Article 5 All farmers, employees of enterprises and institutions in townships (towns) and villages and other laborers who have reached the age of 18 shall actively participate in endowment insurance. Sixth township (town) enterprises whose average income is above 800 yuan and whose collective annual income is stable at about 654.38+10,000 yuan shall establish a social endowment insurance system. Seventh migrant workers, businessmen, military service and new immigrants should participate in this insurance. Chapter III Fund Raising Article 8 There are two ways to raise endowment insurance funds: monthly payment and lump-sum payment. The monthly payment is divided into four grades: 5 yuan, 10 yuan, 15 yuan and 20 yuan. The monthly payment for one-time payment is 100 yuan, and the payment amount is determined in 200 yuan, 300 yuan and 400 yuan. See the attached table for specific payment standards. Ninth villagers' pension insurance payment grade, should be based on the economic affordability of the village collective and individual, the implementation of the integration of migrant workers and farmers. The proportion of individual contributions is not less than 50%, and the rest is subsidized by the collective, and the collective subsidy is partially extracted from the accumulation of township (town) villages; In addition to the individual contributions of employees of township (town) village-run enterprises, the rest shall be borne by township (town) village-run enterprises. As an endowment insurance subsidy fund, it is extracted before tax within the range of 15% of the total taxable wages of enterprises, and the following items are included in non-operating items. Tenth villages without rural social endowment insurance system should first implement endowment insurance among village cadres, township (town), village-run enterprise employees and active servicemen. Eleventh township (town) to hire contract workers, private teachers pension insurance payment grade and specific measures, determined by the county (city) District Social Security Committee, personal burden of 50%, unit subsidy of 50%. Twelfth private enterprises and individual industrial and commercial households employees (refers to the rural household registration in this city) pension insurance payment grade, 20 yuan per person per month. The endowment insurance subsidy fund for employees in private enterprises is extracted before tax within 15% of the total taxable wages of enterprises, and the following branches are included in non-operating items; The endowment insurance subsidy fund for employees of individual industrial and commercial households shall be paid before tax. Chapter IV Insurance Period and Insurance Liability Article 13 Insurance period includes payment period and collection period. The insurance period starts from the first payment of insurance premium to the termination of this insurance liability. Article 14 Insurance liability
(1) Guarantee to pay a ten-year fixed annuity during the collection period. If the insured dies while receiving the fixed annuity, the beneficiary will continue to receive the fixed annuity, and the insurance liability will terminate after ten years.
(2) The insured is still alive after receiving the fixed annuity for ten years, and continues to receive the pension until his death.
(3) If the insured dies during the payment period, the insurance liability will be terminated immediately by paying the death surrender money in one lump sum according to the relevant regulations (see the attached table for specific provisions). Article 15 The age for receiving a pension is 60 for men and 55 for women. After the insured reaches the age of receiving pension, he will receive insurance money on a monthly basis (see the attached table for the standard). With the increase of bank interest rate, the collection standard will also increase accordingly, and the difference will be included in the personal pension. If you surrender halfway, you will receive a one-time surrender fee according to the progress. The insured shall be exempted from personal income tax when receiving pension. Article 16 The insured shall designate the beneficiary. If no beneficiary is designated, the legal heir shall be the beneficiary. Chapter V Fund Management and Operation Article 17 The endowment insurance fund shall be earmarked for special purposes, excluding tax fees, and no unit or individual may use it without authorization. Eighteenth rural endowment insurance funds by the municipal unified management, comprehensive operation, on the premise of ensuring the safety of the fund. According to state regulations, the endowment insurance fund should be used to purchase state financial bonds, financial bonds and participate in bank savings. The value-added part is transferred to the insurance fund. Nineteenth rural social endowment insurance agencies can withdraw 7% from the rural social endowment insurance fund as management fees and agency fees. Twentieth rural social endowment insurance fund operating institutions, accept the supervision and inspection of the Municipal Social Security Committee and relevant departments, and regularly report to the Social Security Committee and relevant departments on fund raising and operation. Article 21 When the insured is transferred from another place, his insurance relationship will be transferred accordingly, and the insurance liability will remain valid. If it cannot be transferred, you can keep the insurance relationship or apply for surrender. Article 22 If the insured violates the criminal law during the insurance period and fails to receive any subsidy collectively during the prison term, the designated principal will remit or pay the full insurance premium and restore the original insurance relationship after the expiration of the prison term; If not, the unpaid insurance period shall be deducted when the original insurance relationship is restored. Those who violate the criminal law during the period of receiving the pension will stop the pension insurance benefits, resume the insurance benefits after being released from prison, and reissue 50% of the pension insurance benefits during the prison term.