the money in the medical insurance card can't be taken out, and it can only be used to buy medicines in designated hospitals and pharmacies. However, in the following three cases, the money in the medical insurance card can be withdrawn and used: 1. The use of the medical insurance card is terminated: if the insured person dies, relatives can go through the withdrawal procedures with the death certificate. 2. Migration of the insured: the withdrawal formalities shall be handled with the certificate issued by the public security department. 3. Transfer in different places: After local insurance, the balance of medical insurance account can be transferred to a new account.

the money in the medical insurance card can't be taken out, and it can only be used to buy medicines in designated hospitals and pharmacies. However, in the following three cases, the money in the medical insurance card can be withdrawn and used:

1. The use of the medical insurance card is terminated: if the insured person dies, relatives can go through the withdrawal procedures with the death certificate;

2. Migration of the insured: go through the withdrawal procedures with the certificate issued by the public security department;

3. Transfer from other places: After local insurance, the balance of medical insurance account can be transferred to a new account.

the money in the medical insurance card cannot be withdrawn. It can only be put in it as your medical expenses. However, there is a fixed amount of use and the scope of drugs reimbursed every year. For details, you can consult the Social Security Bureau.

The basic medical insurance premium paid by the employer shall be credited to the individual account according to the following criteria:

1. Employees under 45 years old shall be credited according to .8% of the monthly average wage paid by the employer;

2. Employees who have reached the age of 45 are included according to 1.2% of the monthly per capita contribution salary of the employer;

3. Retirees under the age of 7 are included according to 3.8% of the monthly per capita contribution salary of employees in this city;

4. Retirees who have reached the age of 7 are included according to 4.4% of the monthly per capita contribution salary of employees in this city.

1. scope of use of medical insurance card: when the insured employees go to designated hospitals and pharmacies for medical treatment, they can swipe their cards on POS machines with their passwords, but they cannot withdraw cash or transfer money.

2. Inquire about the balance of medical insurance card: the insured employees can inquire about the balance by calling, or at the Bank of China savings office or designated hospitals and pharmacies in urban areas. You can also log in to the social security inquiry system online.

3. Inquiries about medical insurance card transactions: Insured employees can go to the savings office of Bank of China to print medical insurance card transaction records, including personal account payment records and consumption records, with their ID cards and medical insurance requirements. If you have any questions about the transaction records, you can go to the retail business department of Bank of China for enquiries.

4. medical insurance card password: if the insured employee changes the password, he can make a phone call to modify it, or he can bring his ID card to the Bank of China savings office to modify it. If the insured employee forgets his password, he can report the loss of the original password and change it with his ID card at the Bank of China Savings Office.

5. custody of the medical insurance card: the insured employees should take good care of the medical insurance card. If they lose it carelessly, please immediately issue a certificate letter to the unit and stamp it at the medical insurance office for confirmation. Then, they will report the loss to the Bank of China Savings Office with their ID cards, and go through the replacement procedures. After 7 days, they can get a new card.

I hope the above contents can help you. If you have any other questions, please consult a professional lawyer.

legal basis: article 14 of the social insurance law of the people's Republic of China

individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

article 28 medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards, and emergency and rescue shall be paid from the basic medical insurance fund in accordance with state regulations.

article 29 the part of the medical expenses of the insured that should be paid by the basic medical insurance fund shall be directly settled by the social insurance agency, medical institutions and pharmaceutical trading units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.