Time is life, and candidates need to take the time to prepare for the exam. Here, I have carefully prepared "Knowledge points for preparing for the junior economist 2020 financial major: interbank lending market" for you. Continuing to pay attention to this website will enable you to get more exam information continuously!

Junior economist 2020 financial professional preparation knowledge points: interbank lending market

interbank market

1. Definition: a market for short-term fund position adjustment and financing between financial institutions with legal personality or financial branches authorized by legal persons. The shortest term of interbank lending in China is 1 day and the longest term is 1 year.

2. Features:

(1) Interbank

(2) Market Access: According to China's current regulations, banks, credit cooperatives, insurance companies, securities companies, fund management companies and other financial institutions and fund financing centers established in various places can engage in interbank lending business upon approval. Non-financial institutions such as foundations, savings associations and settlement centers are strictly prohibited from lending funds.

(3) short-term nature

(4) Large transactions

(5) Do not submit the deposit reserve.