There are two points to pay attention to when buying a new fund, namely, the fund manager of this fund and the projects invested by the fund. These two aspects determine the investment form of the new fund, because if these two aspects can meet the requirements, it shows that the new fund may bring us greater benefits. For a fund, we can't control how the fund manager operates the fund. But we can better understand the risk of the fund through the resume of the fund manager and the relevant investment direction. First of all, for the fund manager, we should look at the funds he worked for through his resume. Many fund managers always have some previously controlled word fund before starting a new fund. Therefore, by observing the investment history and investment direction of this fund manager, we can better examine his investment risks.

Besides, I didn't look at the direction of this fund. The direction of fund purchase has a certain relationship with the form of fund. Funds are divided into five categories, namely money funds, bond funds, hybrid funds, stock funds and index funds. So for different funds, the purchase direction is different. If people pursue stability, it is better to choose monetary fund or bond fund. If people are more inclined to venture capital, it is best to choose the latter three funds. Usually, the risk of equity funds and index funds will be greater than that of hybrid funds. After choosing the fund type, it depends on what the fund manager will invest. People's predictions are different from those of investors in different fields. Therefore, people usually choose funds that meet the investment direction of fund managers as investment targets.

At the same time, in addition to combining these two points, we also need to inspect fund companies, because usually large fund companies can better protect their capital. But more depends on how the fund manager will operate this part of the fund. The advantage of buying a fund is that it allows the fund manager to arrange the fund and let us have more time to engage in other things. The risk of choosing a new fund is relatively high, because when choosing a fund, it is necessary to inspect the fund manager and analyze the prospects of related industries. Only through the combination of these two parts can we better choose a new fund with higher yield.

The new fund has a certain closing period, so we can't withdraw the fund share during the closing period of the new fund. So to some extent, it is more difficult for us to control the risk of the new fund.