Monetary fund
The investment scope is usually a variety with high safety factor and stable income, which can not only obtain higher income than bank deposit interest, but also have high safety, high liquidity and stable income. Therefore, for many investors who want to reduce risks, the money fund is a
Natural haven
Accordingly,
bond funds
Most assets will be invested in the bond market. What is a bond? Bonds are jointly issued by enterprises and countries, and they all have a common feature: they have a certain term, and interest is usually higher than bank deposits. Some bond funds will also invest a small part of their funds in stocks to obtain higher returns.
Stock fund
More than 80% of assets are invested in the stock market, so the fluctuation will be relatively large. When the income is high, it rises faster than other funds, and when it falls, it is worse than other funds, which is very "exciting". If your risk tolerance is low, you should be more cautious when choosing stock funds.
commingled funds
Funds are flexibly allocated in the stock, bond and money markets, and the suffix of the common name will be "mixed". Hybrid funds can be divided into partial stock type and partial debt type. Generally speaking, the proportion of partial debt funds investing in bonds and partial stock funds investing in stocks should not be less than 60%, and its fluctuation range largely depends on the proportion of stocks. Therefore, the risks and benefits of hybrid funds generally depend on the proportion of their stock positions.
Therefore, due to the share of equity funds.