Is it risky for Taikang to protect A currency?
First of all, from the perspective of risk level
Judging from the risk level, this money fund should be safe. The risk level of Taikang payroll currency A is "low risk", and the investment principal is not easy to lose.
Monetary fund is the lowest risk fund. The essence of current financial management such as Yu 'ebao and Bitong is money fund. Taikang's risk of paying salary A is similar to theirs, so safety can be assured.
Second, from the investment direction.
From the investment direction, the money fund mainly invests in the money market. The investment varieties in the money market include bank deposit certificates, government bonds, central bank bills and short-term interest rate bonds.
There is no risk in deposits, and central bank bills and government bonds are also very safe. Interest rate bonds are guaranteed by national credit, so it is difficult to borrow money. So the security of this money fund is still good.
Third, from the historical situation.
According to the data, the 7-day annualized expected rate of return of Taikang's guaranteed currency A is about 20 15, and the expected return achieved in 1 year is not bad among similar funds.
Compared with Yu 'ebao, its expected income still has certain advantages, and there has never been a loss in history, so there is not much problem with security.
In short, Taikang's guaranteed currency A has low risk and can be assured of safety. If you feel that the expected return of Yu 'ebao is low, you can choose this cargo base.