Fund is just one of many investment tools, and there are many other investment tools such as stocks and bonds. Although I bought dozens of funds, I only used the funds as an investment tool to invest, not to diversify my investment.

If only from the fund as an investment tool, it is not advisable to buy dozens of funds, because it is too scattered to form a scale advantage. The correct approach should be to distinguish between different types of funds, stock funds and index funds. Bond funds, money funds, etc. And then choose one or two favorite funds from their respective fund types to invest, which not only realizes the effect of diversification, but also does not over-disperse, which can form a scale effect.

Pure hand tour, hoping to help the subject!