Yu 'ebao Tian Hong Fund is very safe. Generally, the transfer of funds to Yu 'ebao investment is officially guaranteed by Alipay. Yu 'ebao consists of Alibaba and Tianhong Fund, among which Tianhong Fund is a domestic monetary fund company. Money funds mainly invest in bonds, treasury bonds, bank deposits and other securities with high safety factors and relatively stable returns, so the investment risk is extremely low or even zero. Judging from the historical gains, the money fund has not lost money. And its liquidity is very high, investors can gain income through investment, and at the same time, they can directly use the funds for daily consumption, such as red envelopes, transfers, utilities and so on. The funds inside can be used directly.