Bank card limit refers to the maximum daily use limit and maximum single use limit set by banks in the process of using bank cards, including transfer, payment and cash withdrawal. According to bank management regulations, regulatory rules, users' habits of using bank cards and the environment in which users use bank cards.
The single limit of a bank card is not fixed, which can be adjusted according to the actual needs of users, and users can adjust the limit in various ways.
First, users can adjust the single limit of bank cards through online banking.
At present, most users' bank cards will open online banking. Through online banking, they can not only handle transfer, wealth management, fund purchase and other businesses, but also adjust the single limit of bank cards.
Users will set a single limit when opening a bank card, and banks will solicit users' personal opinions and set a single limit for bank cards according to users' needs. Users can also adjust the single limit of bank cards through online banking. Generally, the single limit can be adjusted by SMS verification of the reserved phone number of the bank card.
Second, users can go to bank outlets to adjust the single limit of bank cards.
If users are not familiar with online banking operations, they can also go to the counter of bank outlets to adjust the single limit of bank cards.
If users need to change the single limit of bank cards, they need to bring their personal ID cards and the original bank cards to the bank outlets to explain the business needs to the bank outlet staff, and the counter staff will modify the single limit according to the needs of users. Generally speaking, banks will set a maximum limit on the single limit of bank cards, but most users will not exceed that limit.