1, the personal part of the medical insurance card, is the individual's sporadic purchase of medicine or outpatient treatment, which is dominated by the individual.

2. What the unit pays is the overall part, which is the medical insurance overall fund. The medical insurance pooling fund refers to the sum of the medical insurance premiums paid by all employers for employees in an overall planning area this year, after deducting the personal accounts and the balances in previous years. The medical insurance pooling fund belongs to all the insured persons, and is centrally managed and uniformly used by social insurance agencies.

Extended data:

Medical insurance for employees is generally divided into individual accounts and overall accounts.

Personal accounts can pay the following fees:

1, drug purchase expenses of designated retail pharmacies, outpatient and emergency medical expenses;

2. It is used for me to purchase commercial insurance and accident insurance;

3, the basic medical insurance fund Qifubiaozhun below the medical expenses;

4, more than the basic medical insurance fund Qifubiaozhun part, pay personal expenses in proportion;

5. I'll pay for the part of my personal account that is insufficient to pay.

The overall account mainly pays the following fees:

1, hospitalization expenses;

2, malignant tumor radiotherapy, renal dialysis, kidney transplantation after taking anti-rejection drugs outpatient medical expenses;

3, emergency rescue income hospitalized patients, the medical expenses within seven days before hospitalization.

References:

Baidu encyclopedia-medical insurance card