The pressure is very high. First of all, it's nothing to regret that bank wealth management has broken the net value in a large area, because it is not easy to do it in the current stock market and investment field. 2022 is a difficult year for investment, and securities investment can hardly make money, so it is good to break even. Secondly, bank wealth management has always been known for its high returns, because wealth management investment is also a securities transaction, otherwise there will be no such high returns, so you have to understand what the target of your wealth management investment is, otherwise you don't know how much money you will lose. In 2022, this market will not lose money.

The state has long said that bank financing is no longer guaranteed, which is clear, so the loss is your own, so don't expect the state to cover the bottom, investment is risky, and financial management needs to be cautious. This is what everyone needs to remember. Nowadays, wealth management products have a fixed closure period. It can't be redeemed during the closed period, and the wealth management products can only be opened after they expire, and they can only keep losing money. Moreover, redemption in the securities market is possible, but in that case, large-scale redemption will join the decline of stocks, which is still a huge negative for wealth management products.

As the current situation enters the era of net worth, the net worth will also face the risk of fluctuation. The specific income depends on the actual results, and the expected rate of return can be said to have ceased to exist. Then we must prepare for the worst. Because of our expected rate of return. It will never appear again, especially the kind of value preservation. This era can also be said to be gone forever.

For many of us, the channels for investment are still relatively narrow. When so much principal is in our own hands, our mentality is still different, but we are still eager to find the best channel. But for ordinary people, we can't take risks like others. What we can do is to preserve our principal as much as possible.

However, the large-scale net-breaking situation has affected the risk of the market, especially the confidence of investors. But this phenomenon also reminds investors that there is no safe channel in the world to protect capital and interests.

In the days to come, everyone should be prepared to be responsible for their actions. It's time to test your unique vision. In the previous ascending passage, all pigs could fly, but now they are in the descending passage. There are very few excellent channels.

But in any case, the times are always changing, and these channels still need to be found by ourselves. It is impossible to rely solely on banks or other people, even if they have quality channels, they can't tell you. Everything can only rely on your own eyes. But for the bank itself, even in the case of breaking the net, the pressure of redemption is not great. Of course, this is only for the current situation. If this situation lasts for a long time, then everything is another matter.