Fixed investment of funds is the abbreviation of fixed investment of funds, which refers to investing in designated open-end funds with a fixed amount at a fixed time, similar to the bank's zero deposit and withdrawal method. The fixed investment of the fund is called lazy financial management. If you adopt the method of buying in batches, you will overcome the defects of buying and selling at one time, balance the cost and make yourself invincible in investment, that is, the fixed investment method. Because it avoids the influence of investors' subjective judgment on the timing of entry, the risk of fixed investment is significantly lower than that of stock investment or single fund investment. The fixed investment of the fund is similar to long-term savings, which can spread the investment cost evenly and reduce the overall risk. It has the function of automatically increasing the price and reducing the price on dips. No matter how the market price changes, it can always get a relatively low average cost. Therefore, regular fixed investment can smooth the peaks and valleys of the fund's net value and eliminate market fluctuations. As long as the selected funds grow as a whole, investors will get relatively average returns without worrying about the timing of entering the market.

Features:

1, average cost, risk diversification

2. Suitable for long-term investment

3. It is more suitable for investing in emerging markets and small equity funds.

4, automatic deduction, simple procedures

Advantages of regular fixed investment

First, invest regularly, every little makes a mickle.

Second, there is no need to consider the investment time.

Third, average investment and spread risks.

Fourth, the compound interest effect is considerable for a long time.

Long-term investment is the most important principle of accumulating wealth regularly. This method must last for more than three years to get good results, and long-term investment can give full play to the compound interest effect of regular quota.

Fixed-income instruments such as bond funds are not suitable for regular fixed-income investment. It is suggested that stock funds or index funds should be considered first for regular fixed income investment.